We deliver creative and innovative solutions that work for your business. Our equipment financing capabilities are available for new or used equipment, medical or non-medical equipment, and IT hardware and software.

Versatile loans, operating and finance leases can provide the flexibility to conserve your funds, protect your cash flow and keep your technology up to date. We offer solutions that allow you to easily replace or upgrade your equipment before it becomes obsolete. And with our single monthly payments, you can cover the cost of not only equipment, but also related services such as installation, upgrades and maintenance.

Our products are designed to improve your use of assets and cash position, and can be easily adapted to suit your unique needs:

Loans: help you acquire a specific asset

• Balance sheet debt

• Amortisation

• Appropriate for long usage cycles and low technology content

Leases: enable asset usage ('long term rental')

• Operating lease (substantial residual value)

• Finance lease (low residual value)

• Hire-purchase (low residual value with buy option at end of contract)

Sale and Leaseback: harvest cash tied up in owned assets

• Lessor purchases the assets from the owner; the former owner becomes a lessee and pays monthly rental payments

• Selling assets generates a lump sum cash infusion that can be put to use for another purpose

Vendor financing

If you are a manufacturer, dealer, or distributor of equipment, we can offer these products in the form of a vendor program, helping you to increase your sales and facilitate equipment upgrades.